≤4%

SME Financing Rate

≤100%

Margin of Financing

≤25 years

Financing Tenure

≤RM20mil

Financing Amount

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Only applicable for businesses in manufacturing and services and manufacturing-related service industry with at least 51% Malaysian ownership.

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Halal Accreditation & Technology (HATI)
Support Halal SMEs in growth, certification, global expansion and technology adoption.
Automation & Modernisation (SFSAM)
Assist manufacturing companies with automation and modernised processes.
Digital & Technology (SFDT)
Accelerate local SMEs in adoption of e-commerce and digital technologies.
Sustainable Green Biz Financing (SGBF)
Encourage green technology and energy efficiency among local industry players.
Services Biz Financing (SBF)
Encourages service companies in market expansion and capacity building enhancement.
Sustainable Mobility Biz Financing (SMBF)
Empowers both SMEs & non-SMEs operating within the automotive ecosystem.
Micro Biz Financing (MBF)
Facilitate the growth and eventual success of local micro-enterprises.
Second Chance Financing (2CF)
Aids viable SMEs in swiftly recovering from crises and reintegrating into the economy.
SME Revitalisation Financing (SMERF)
Assist viable SMEs constrained by financial difficulties and underserved sectors.
Jumpstart Financing (JSF)
Supports Services Sector businesses that have been affected by the COVID-19 pandemic.
Services Capacity Development (SFSCD)
Aims to enhance local companies’ productivity and global competitiveness.
Bumiputera Automotive Entrepeneurs (SFSBAE)
Facilitate Open Approved Permit Holders in business expansion and diversification.
SME Transformation Financing (SMETF)
Assist businesses to transform through automation, digitalisation and ESG practices.

SME Transformation Financing

Assist existing businesses to transform their operations by adopting automation, digitalisation and ESG practices.

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Services Capacity Development

Aims to enhance local companies’ productivity and global competitiveness             

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Halal Accreditation & Technology (HATI)

Support Halal SMEs in growth, certification, global expansion and technology adoption.

Learn More

SME Transformation Financing (SMETF)

Assist businesses to transform through automation, digitalisation and ESG practices.

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Services Capacity Development (SFSCD)

Aims to enhance local companies’ productivity and global competitiveness.

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Financing Calculator

Disclaimer: The information shown is indicative and for illustration only. MIDF does not guarantee the accuracy of the calculation and accepts no liability for any inaccuracies or omissions. The above do not represent an offer or approval of financing. All applications for financing are subject to MIDF’s credit evaluation and approval.

Business Advisory

We provide expert advice and guidance for businesses applying for financing. Our one-stop advisory center helps you navigate MIDF financing options and offers information on incentives fronm other government agencies. We also focus on capacity building to enhance your business's capabilities and competitiveness. Let us support your business growth.

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Success Stories: P.A. Food

Did you know that Pau Ahmad from P.A. Food is one of the earliest halal frozen foods in Malaysia? Join us in our conversation with the founder of PA Food, Mr. Ding Hong Sing, who has over 40 years of experience in this industry.

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