SME Revitalisation Financing (SMERF)

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Assist viable SMEs constrained by financial difficulties and underserved sectors.

Financing Amount

RM50,000 – RM250,000

Financing Rate

  • 3% p.a. on monthly rest

Margin of Financing

Up to 90%

Financing Item

  • Machinery & Equipment
  • IT Hardware & Software
  • Working Capital

Tenure

Up to 7 years

Up to 7 years

Up to 7 years

Eligibility

  • Registered with SSM
  • Annual Sales or Turnover more than RM200,000
  • At least 60% equity held by Malaysians
  • In operation for more than 6 months
  • SMEs in all economic sectors

Disclaimer: The information shown is indicative and for illustration only. MIDF does not guarantee the accuracy of the calculation and accepts no liability for any inaccuracies or omissions. The above do not represent an offer or approval of financing. All applications for financing are subject to MIDF’s credit evaluation and approval.

Basic Required Documents

  1. Valid business license
  2. CTC company form
  3. CTC IC copy for all director/shareholders (front & back)
  4. 6 months bank statement
  5. Latest annual return
  6. Latest 3 years audited financial statement
  7. Draft/latest management account

Note: Additional documents may be requested for credit assessment if necessary.​

Financing Amount

RM50,000 – RM250,000

Financing Tenure

Up to 7 years

Margin of Financing

Up to 90%

Financing Rate

  • 3% p.a. on monthly rest

Eligible Items

  • Machinery & Equipment
  • IT Hardware & Software
  • Working Capital

Eligibility

  • Registered with SSM
  • Annual Sales or Turnover more than RM200,000
  • At least 60% equity held by Malaysians
  • In operation for more than 6 months
  • SMEs in all economic sectors

Financing Calculator

Disclaimer: The information shown is indicative and for illustration only. MIDF does not guarantee the accuracy of the calculation and accepts no liability for any inaccuracies or omissions. The above do not represent an offer or approval of financing. All applications for financing are subject to MIDF’s credit evaluation and approval.

Let’s drive your business forward

We will provide strategic solutions and guide you with getting the right financing tailored to your needs.

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