Soft Financing for Services Capacity Development (SFSCD)

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Aims to enhance local companies’ productivity and global competitiveness.

Financing Amount

RM50,000 - RM5million

Financing Rate

  • 4% p.a. on monthly rest for SMEs
  • 5% p.a. on monthly rest for non-SMEs

Margin of Financing

Up to 90%

Financing Item

  • Machinery & Equipment
  • IT Hardware & Software
  • Working Capital

Tenure

Up to 7 years

Up to 7 years

Up to 7 years

Eligibility

  • Registered with SSM or Professional Regulatory Bodies
  • Annual Sales or Turnover more than RM200,000
  • At least 60% equity held by Malaysians
  • Possesses valid business license by local authority
  • In operation for at least 2 years
  • Annual turnover exceeding RM200,000 and full-time employees exceeding 5

Disclaimer: The information shown is indicative and for illustration only. MIDF does not guarantee the accuracy of the calculation and accepts no liability for any inaccuracies or omissions. The above do not represent an offer or approval of financing. All applications for financing are subject to MIDF’s credit evaluation and approval.

Basic Required Documents

  1. Valid business license
  2. CTC company form
  3. CTC IC copy for all director/shareholders (front & back)
  4. 6 months bank statement
  5. Latest annual return
  6. Latest 3 years audited financial statement
  7. Draft/latest management account

Note: Additional documents may be requested for credit assessment if necessary.​

Financing Amount

RM50,000 - RM5million

Financing Tenure

Up to 7 years

Margin of Financing

Up to 90%

Financing Rate

  • 4% p.a. on monthly rest for SMEs
  • 5% p.a. on monthly rest for non-SMEs

Eligible Items

  • Machinery & Equipment
  • IT Hardware & Software
  • Working Capital

Eligibility

  • Registered with SSM or Professional Regulatory Bodies
  • Annual Sales or Turnover more than RM200,000
  • At least 60% equity held by Malaysians
  • Possesses valid business license by local authority
  • In operation for at least 2 years
  • Annual turnover exceeding RM200,000 and full-time employees exceeding 5

Financing Calculator

Disclaimer: The information shown is indicative and for illustration only. MIDF does not guarantee the accuracy of the calculation and accepts no liability for any inaccuracies or omissions. The above do not represent an offer or approval of financing. All applications for financing are subject to MIDF’s credit evaluation and approval.

Let’s drive your business forward

We will provide strategic solutions and guide you with getting the right financing tailored to your needs.

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